Loving Our Current Account

Helping you stay in control of your finances.

A refreshingly simple bank account that’s open to everyone regardless of credit history. Set up fee of £12.50 and monthly management fee of £12.50 applies.


Rewards FAQs

Section 1 – What is the Rewards Scheme?

What Is The Secure Ṫrust Bànk Rewards Scheme?

How Do I Join The Rewards Scheme?

Which Retailers Are In The Rewards Scheme?

What’s The Catch?

I Have Multiple Prepaid Cards Linked To My Current Account – Can They All Be Used To Earn Rewards?

Are There Any Types Of Transactions That Are Excluded From The Reward Scheme?

Will The Participating Retailers And Discount Rates Change?

Will I Still Receive Loyalty Points, e.g. Nectar, Advantage From Retailers?

Is The Rewards Scheme Secure?

Section 2 – When and how do I receive my Rewards?

How And When Do I Receive My Rewards?

Can I Have The Rewards Paid Onto My Prepaid Card Instead Of Into My Current Account?

I Pay My Management Fee Weekly/Fortnightly/4-Weekly. When Will I Receive My Rewards?

What Happens If I Return Goods I Have Purchased In A Participating Retailer?

What Do I Do If I Think I Have Been Paid The Wrong Reward Amount?

Will I Receive My Rewards On Special Offers And Sale Prices?

How Will I Know What I've Spent And What Discount I Am Entitled To?

Section 3 – Fees

Is There A Charge For Being In The Rewards Scheme?

I Have More Than One Card Associated With My Account - Do I Have To Pay More Than One Annual Administration Fee?

When And How Is The Annual Administration Fee Paid?

Section 4 – Administration Fee and Opting Out

I Don’t Want To Be In The Rewards Scheme – What Do I Do?

If I Choose To Donate My Rewards To Charity, Can I Re-enter The Scheme?

I Want To Close My Prepaid Bank Account. Does Having The Rewards Affect This?

If I Choose To Donate My Rewards To Charity, Do I Have To Repay The Rewards I Have Already Received?

What If I Don’t Want To Donate My Rewards To Charity But Don’t Want To Be In The Scheme?

Open to permanent UK residents only, aged 18 and over. One-off set up fee of £12.50 and monthly management fee of £12.50 applies.

  • You will be charged 50p for each ATM withdrawal.
  • We do not offer an overdraft facility.
  • Other fees and charges apply. Full list available here


Deposit Account
Open an account with as little as £1.

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Great Rewards
Earn rewards from popular High Street Brands.

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Our Award Winning
Current Account

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Saving Money
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