Loving Our Current Account

Helping you stay in control of your finances.

A refreshingly simple bank account that’s open to everyone regardless of credit history. Set up fee of £12.50 and monthly management fee of £12.50 applies.


Bad Credit History?

If you have a bad credit history you can open our bank account.  We don't credit check.  To apply for our Current Account you need to be a permanent UK resident aged 18 or over and pass satisfactory identity and residency checks.

Your credit history may prevent you from opening many of the bank accounts available on the high street. At Secure Ṫrust Bànk your credit history is not a problem.

Often called basic bank accounts, bad credit bank accounts are designed to help you manage your money. With our account you have all the benefits and security from an established bank with extra help to keep your finances in control. We will provide you with a basic account, even if you have been declared bankrupt, are in a debt management plan or an Individual Voluntary Arrangement (IVA).

To open our bank account there is an initial set up fee of £12.50 and monthly management fee of £12.50.

What Makes Our Current Account Different?

Prepaid MasterCard

Rewards Scheme

Is this a Real Bank Account?

Yes, Secure Ṫrust Bànk established 1954 is authorised by the Financial Conduct Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority. Our bank account is open to all permanent UK residents aged 18 or over. We will check identity of all applications but we won’t check credit history. You can pay in your wages, salary or benefits and set up Standing Orders and Direct Debits and we will issue a Secure Ṫrust Bànk MasterCard® Prepaid card.

Apply Today

We offer you a choice of how to apply, simply call our friendly team on 0121 683 6424 or 08451 117 111, alternatively complete our online application. A bad credit history or bankruptcy will not stop you from opening our bank account. If you pass Identity and residency checks your account could be open today.


Open to permanent UK residents only, aged 18 and over. One-off set up fee of £12.50 and monthly management fee of £12.50 applies.

  • You will be charged 50p for each ATM withdrawal.
  • We do not offer an overdraft facility.
  • Other fees and charges apply. Full list available here


Deposit Account
Open an account with as little as £1.

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Great Rewards
Earn rewards from popular High Street Brands.

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Our Award Winning
Current Account

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Saving Money
How Much is your existing bank charging you?

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Secure Ṫrust Bànk
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